'Some buyers believe prices may correct in the future.' 'This is unlikely. Many developers are increasing prices amid strong sales and inflationary trends.'
Build a portfolio diversified across market caps, investment styles, and geographies.
These funds at times invest in companies going through corporate restructuring, such as mergers, demergers, or buybacks.
Do not, however, enter expecting quick returns.
A retirement fund can be helpful for all age groups, but ideally one should start investing early to beat market swings and gain from compounding.
A crucial point anyone purchasing health insurance must heed is the need to declare PEDs.
Only investors with a higher risk appetite should enter these funds.
Health insurance coverage should be hiked periodically to keep pace with medical inflation, or increase in healthcare costs.
Why timebox? Most knowledge workers feel overburdened. Like The Joker in the Batman movies, we have all, at one point or the other, muttered to ourselves: 'So much to do, so little time.'
A portfolio can be rebalanced by either selling a portion of the outperforming asset class or by buying more of the underperforming asset class.
'Young investors with limited funds should ensure that investing in NPS does not crowd out their other, more liquid, investments.'
Investors should use a mix of active and passive funds.
Tactical investors should have an investment horizon of around six months to one year, long-term investors should stick around for 10 years or more.
'Liquid ETFs help in cash management by enabling a smooth transition between equity and cash within the same settlement cycle, as they trade in the same segment as equity.'
Investors must adopt a balanced approach, incorporating both styles in their portfolios.
Do not shop around for loans immediately after getting a secured credit card. Such loan enquiries can also pull down credit score, as they are treated as a sign of credit-hungry behaviour.
LTA can be claimed only for domestic travel and is available for two journeys within a block of four years.
An allocation to ESG theme funds can bring down the overall risk of an equity portfolio. Investors with long-term financial goals, such as retirement, should not ignore sustainable investing.
Those who cannot bear significant downturns (as much as 40 per cent) or have a short horizon should exit entirely.
'If equities perform well in a year, withdraw money from equities. If the equity market is down, shift withdrawal to the debt portion.'
© 2026 Rediff.com - Investor Information - Advertise with us - Disclaimer - Privacy Policy - Sitemap - Feedback - About us - Terms of use - Grievances